body { 	margin:0px;padding:0px;}



A:link {text-decoration: none; color: #000000}
A:visited {text-decoration: none; color: #000000}
A:active {text-decoration: none; color: #000000}
A:hover {text-decoration: none; color: #2F8DC3}

a.reflink:link {text-decoration: none; color: #FF0000}
a.reflink:visited {text-decoration: none; color: #FF0000}
a.reflink:active {text-decoration: none; color: #FF0000}
a.reflink:hover {text-decoration: none; color: #2F8DC3}


TD {
font-family: verdana, arial, sans-serif;
font-size: 11px;
color: #000000;
}



DIV, P {
font-style: normal; 
text-decoration: none;
font-family: verdana, arial, sans-serif;
font-size: 10px;
color: #FFFFFF;
}





H1 {
color: #000066; font-size: 13px; font-family: verdana, arial, sans-serif;
}